Independent & family-owned since 1952

Buffalo's insurance agency for three generations.

We represent more than 45 companies, not just one. So we shop your coverage, explain it in plain English, and stay in your corner long after the policy is signed.

“Willoughby Will When Nobody Will.”

Family-owned  ·  Licensed across New York State  ·  Real people who pick up the phone

The independent advantage

One conversation. Many carriers compared.

  • CSAA
  • Nationwide
  • Progressive
  • Foremost
  • + 40 more shopped for you
Matched to your lifeHome & auto, bundled and reviewed by your agent
70+years in Buffalo
3generations, family-owned
45+companies shopped for you
5.0star local reviews
Trusted Choice Professional Insurance Agents BBB Accredited

The Willoughby difference

We are a different kind of agency.

Captive agents work for one company. We work for you. Because we are independent, we compare coverage across many top carriers and find the fit that actually matches your life.

You get choice.

We represent many insurance companies, so you are never stuck with one company's price or one company's answer.

You get straight answers.

We take the time to explain your coverage in plain language, so you can make an informed decision with confidence.

A partner for the long run.

Signing the dotted line is not the last step. It is the first step of our relationship with you.

The Willoughby Guarantee

Every renewal, we shop it again for you.

Insurance rates creep up, and loyal customers usually pay the most. So we flipped it. Before your policy renews, we proactively re-shop it across our 45+ companies to keep your price down. You never have to ask. We just do it.

Reviewed at every renewal Compared across 45+ companies Same coverage, better price
The WilloughbyGuaranteeRe-shopped every renewal

For your business

We protect Western New York businesses, too.

From contractors and restaurants to offices and shops, we shop your commercial coverage across top carriers, including a new appointment with The Hartford. One local agent, many markets, no runaround.

How it works

Getting covered is simple.

1

Tell us about you.

Share a few details about your home, car, or life. Online or over the phone, whatever is easier.

2

We shop it for you.

We compare quotes across our carriers to find the right coverage at the right price.

3

We stay with you.

We handle changes and renewals, and when you have a claim we help you get it to your carrier and stay in your corner while they work it.

Real people, right here in Buffalo

When you call, you reach a neighbor.

Not a phone tree, not a call center three time zones away. Meet a few of the people who have your back.

Craig Willoughby

Craig Willoughby

Owner & CEO, CIC, CRM

Wendy Tessmer

Wendy Tessmer

Office Manager

Emily Cordero

Emily Cordero

Sales Agent

Mark Brzozowiec

Mark Brzozowiec

Sales Agent

Dina Speidel

Dina Speidel

Service Agent

Reviews

Western New York trusts Willoughby.

Craig and Mark were great! Willoughby Insurance saved me thousands after a well-known insurer’s error caused my rates to go through the roof.
Ron Swanson via Google
Craig Willoughby is an amazing human being. His kindness and generosity literally changes lives. I recommend Willoughby Insurance to everyone.
Casey Prince via Google
Paige was very nice, fast, and professional. I was already sad about something calling in, and she actually cheered me up and got my policy renewed.
Biggi Lec via Google

A few of the 45+ companies we shop for you

CSAABristol WestForemostNationwideOpenRoadProgressiveCSAABristol WestForemostNationwideOpenRoadProgressive

Rooted in Buffalo

Invested in the city we call home.

We have been a Buffalo business since 1952. We are proud to support the Boys & Girls Club of Buffalo and to stand with our neighbors as a Trusted Choice independent agency.

  • Boys & Girls Club of Buffalo partner
  • Trusted Choice independent agency
  • Professional Insurance Agents member
  • BBB Accredited business
Our story
1952The year it all started
A Accountable
B Bold
C Caring
D Dedicated
E Evolving