Our promise
The Willoughby Guarantee.
Most agencies set you up and forget you. We do the opposite. Every renewal, we proactively re-shop your policy across our 45+ companies to make sure you are still getting the best price. Automatically. You never have to ask.
Loyalty should pay you back
Your rate creeps up. We push it back down.
Here is the dirty secret of insurance: prices drift higher over time, and the people who stay loyal often end up paying the most. Re-shopping the market is a hassle, so most people never do it. That is exactly why we do it for you.
Because we are independent, we are not tied to one company's price. When your renewal comes around, we put it back out to our carriers and let them compete for your business. It is the single most valuable thing a local, independent agent can do, and it is built into how we work.
- Reviewed at every renewal, automatically
- Compared across 45+ companies
- Same coverage, better price when we can find it
- Honest answer when you are already in the best spot
How it works
Three steps. Zero effort from you.
We watch your renewal
Before your policy renews, your file comes up for review. You do not have to remember, or ask.
We re-shop the market
We compare your renewal against our 45+ companies to see if anyone can do better for the same coverage.
We tell you what we found
If we can save you money, we move you. If you are already in the best spot, we tell you that too. Straight answers, every time.
Put us to the test
Challenge us to beat your current rate.
Send us your current policy. We will shop it across our companies and tell you, honestly, whether we can do better. That is the Willoughby way.