If you’re like a lot of people, you probably found the most affordable insurance for you and decided to stick with that company and renew your policy when it ends. If you happen to change insurance companies, price is typically the leading factor, but there are several other reasons you might want to think about changing your policy holder that don’t involve how much you’re paying.
One reason you might rethink your insurance provider is if you see a dramatic increase in rates without warning. It’s normal for prices to fluctuate based on determining factors in the market, but those increases are generally minimal. Any major increase should be seen as a red flag and a sign to start thinking about other choices.
The main reason anyone has insurance is to keep them safe, give them peace of mind, but most people hope they don’t have to use their insurance whether it be for a car accident or property damage at home. The reason that people don’t like to deal with insurance companies is due to the claims process. If you’ve worked with an insurance company that has denied your claim for whatever reason, you will know what a nuisance that can be, but if a company is known for consistently denying claims, that would be a reason to seek out alternative options for your insurance needs.
If you are planning to change insurance companies, it’s always a good idea to get a fair amount of information on your options. Research the perks as well as the price as each company will have a little something different than the others. Be sure to look into online reviews as well, if you see an overwhelming amount of negative reviews in a short time period, that could indicate it’s not a good time for that company and not the best fit for you either.
Along the same lines, do your own personal research with the company by giving them a call or sending an email. Talk to more than one representative if possible so you can get a feel for the customer service as that is going to be the person helping you if things go wrong, and you don’t want to find out they have poor customer service when you need it the most.
Call On a Team You Can Trust
If any of these reasons sounds like your current situation, you might want to reach out to the team at Willoughby Insurance and discuss your options. Even if you are happy with your current provider, it doesn’t hurt to see what we have to offer. We have been serving the community for over 60 years and our history with all of Western New York and Buffalo is sure to get you the best results for your insurance needs. Our knowledge and expertise in the industry is what keeps out clients happy as we are dedicated to providing peace of mind to each and every member.
We know that accidents happen and oftentimes leave our customers helpless, but we place value on securing the trust of our clients by making sure we are there when you need us the most. We’d be happy to answer any questions you may have so don’t hesitate to reach out today!