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No one wants to get into a car accident, no matter who’s at fault, but one thing that most don’t want to think about after the dust has settled, is how it will affect their premium or insurance rate. Because there are so many variables when it comes to car accidents, there’s not one way…

Liability insurance is used to protect businesses or business owners from things that occur regularly in that business environment. It can also be known as business or commercial liability insurance but it all points back to the same thing. There are plenty of situations that can arise when you own a business and general liability…

Buying a car whether it be new or used is generally an exciting purchase, and one that most spend a lot of time thinking about and researching. Whether you are buying a car because you’re expanding your family or your current vehicle is maxed out on mileage, it’s always a good idea to consider safety…

It’s never too early to think about the future of your family and one way you can do that is to consider enrolling in life insurance. Depending on your age, you might think it’s not something to worry about but don’t let your age fool you, you can always do a little research before signing…

We know that everyone wants to save money whenever possible, and that is no different when it comes to insurance. We want you to feel confident when discussing your needs with us at Willoughby Insurance of Buffalo, NY. Whether you are seeking home, car or life insurance, we want to make sure you get the…

Life insurance is paid out to the beneficiaries upon the insured’s death and is also known as a death benefit. There are different types of life insurance so that is why it’s important to consider your lifestyle choices when picking a policy. Term life insurance is used when you want life insurance for a specific…

What Is Renters Insurance? When most people move out on their own for the first time, they are usually thinking of freedom and fun. On the long list of things to consider, renters insurance is typically not on the top of the list, especially if you are working with a tight budget. Renters insurance is…

Taking on a position as a landlord comes with a lot of responsibility. Depending on how many tenants you manage, whether you live on site, and many other factors, your schedule can be a lot to manage. As a landlord you have a lot of responsibilities and new issues can come up day or night,…

When you decide to purchase a home, you’ll have to make small choices like, what color to paint the walls, as well as major choices like how much should I budget for a mortgage. When it all comes together, you will have made so many decisions and choices to make your home just the way…

Umbrella insurance is a great way to protect you or your business when you need more than one type of coverage to make sure you are covered in all instances that may affect you. Sometimes an incident occurs, and it doesn’t fall under the scope of your existing policy, this is a case when you…