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Niagara Falls: Protecting Homes Near the Falls

By September 8, 2025No Comments

Niagara Falls, a global tourism hotspot, presents unique insurance needs due to its proximity to the Niagara River. Homeowners should prioritize policies with flood and water damage coverage to protect against river overflow or heavy rains. Ensuring adequate dwelling coverage is crucial for homes in this high-value area. Renters in tourist-heavy zones need renters insurance to cover theft or liability risks from high foot traffic. Drivers navigating crowded roads around the falls should choose auto insurance with collision and comprehensive coverage to handle tourist-related accidents or weather damage.