Buffalo is a beast—ice, snow, salt, and wild weather can wreck your home or car if you’re not properly insured. At Willoughby Insurance, we help Queen City locals stay one step ahead of disaster.
🚫 Mistake #1: Settling for the Bare Minimum Auto Coverage
Buffalo roads get slick fast—don’t wait until your first winter fender-bender to realize you needed more liability or collision.
🧊 Mistake #2: Not Having Water Backup Coverage
Homes near the lake, creeks, or city sewer lines are at risk of backups—especially in spring thaws.
🛠️ Mistake #3: Not Updating Coverage for Renovations
Redid your roof or finished the basement? If it’s not in your policy, it’s not protected.
💡 Mistake #4: Forgetting About Discounts
Bundle policies, pay in full, or go paperless—every bit helps.
🔍 Mistake #5: Not Shopping Your Rate
We shop multiple New York carriers to make sure you’re not overpaying in 14201 or 14215.
📞 Buffalo, you’ve got better options. Let’s get you insured the right way.
