Buffalo’s lake-effect snowstorms make robust insurance a necessity. Homeowners need policies that cover snow-related issues, such as roof damage from heavy accumulation or water damage from melting snow. Adding coverage for sump pump failure or sewer backup can also save headaches. Renters in areas like Elmwood Village should secure renters insurance to protect against theft or damage to personal items during harsh weather. For drivers, Buffalo’s snowy roads demand auto insurance with collision and comprehensive coverage to handle accidents or damage from snowplows and icy conditions.
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