If you own a car, you probably already know why auto insurance is important. It can help with auto repairs, car rentals, and many other things if you happen to be in a car accident. But what you may not know is that our partnership with MetLife can simplify auto insurance for you while making you feel safe on the road.

Our goal is to take an already stressful and worrisome situation and put you in the hands of knowledgeable professionals to assure you that whatever the case may be, we have got you covered. Our team will take you through the steps of filing a claim and making sure we have all the necessary information to get the situation resolved as quickly as possible.

The Cost

When it comes to auto insurance, everyone wants to keep the cost low but you also don’t want to be caught without the coverage you need. Some things that affect your rate are your age, location, the kind of car you drive, as well as your driving history. If you have less accidents, your insurance will typically be lower, and the same can be said for the opposite. Some other things that can increase rates are more drivers on the road or an increase in distracted driving accidents which can happen with more and more people using their phones while driving.

Which One Is Right For Me? 

The first thing you want to do is shop around for policies at different companies. You want to compare quotes and figure out which one works for your budget, but also has the coverage that suits your driving situation. MetLife has a complete list of policies and what’s included in that policy to make the selection process as easy as possible.

The main thing you’ll want to pay attention to when it comes to choosing your coverage is the coverage period and the premium. What it breaks down to is more coverage plus a lower deductible will be a higher premium, while less overage plus a higher deductible will have a lower premium.

The Finer Details

MetLife has several options for all drivers whether you are an individual or part of a group looking for a policy. We have many opportunities to save you money like good driver discounts which rewards drivers that don’t file a claim year after year. Many of our policies also provide car and part replacement as wells rental car coverage.

If you happen to be working with a group or an employer, MetLife also has policies that save many of our customers hundreds of dollars a year. Group coverage has the same benefits as the individual policy with an affordable premium.

Whether you are an individual or a group, we have a policy that will keep your covered at a rate that suits your budget. Our goal is to keep your mind at ease while on the road so even if you are an accident, we will be there through every step of the way if you need to file a claim.

Get Started Today

If you’d like to learn more about what benefits we can provide with your auto insurance or any other kind of insurance, contact Willoughby Insurance of Buffalo, NY today so we can help you find the right coverage specifically for you.