If you own a car, you probably already know why it’s important. It can help with auto repairs, car rentals, and many other things if you happen to be in a car accident. But what you may not know is that our partnership with Liberty Mutual can uncomplicate auto insurance for you while making you feel safe on the road.
No one wants to be in a car accident, but depending on when you started driving, it is more than likely that you’ll be involved in at least one, most likely more than one, in your lifetime. Now although these car accidents may not be fatal, they will be troublesome.
Our goal is to take an already stressful and worrisome situation and put you in the hands of knowledgeable professionals to assure you that whatever the case may be, we have got you covered. Our team will take you through the steps of filing a claim and making sure we have all the necessary information to get the situation resolved as quickly as possible.
When it comes to auto insurance, everyone wants to keep the cost low but you also don’t want to be caught without the coverage you need. Some things that affect your rate are your age, location, the kind of car you drive, as well as your driving history. If you have less accidents, your insurance will typically be lower, and the same can be said for the opposite. Some other things that can increase rates are more drivers on the road or an increase in distracted driving accidents which can happen with more and more people using their phones while driving.
Which One Is Right For Me?
The first thing you want to do is shop around for policies at different companies. You want to compare quotes and figure out which one works for your budget, but also has the coverage that suits your driving situation. Liberty Mutual has a complete list of policies and what’s included in that policy to make the selection process as easy as possible.
The main thing you’ll want to pay attention to when it comes to choosing your coverage is the coverage period and the premium. What it breaks down to is more coverage plus a lower deductible will be a higher premium, while less overage plus a higher deductible will have a lower premium. Liberty Mutual also has The RightTrack program which is a one of a kind benefit that could help you save a decent amount of money by simply driving safe. Liberty Mutual encourages drivers to keep their eyes on the road by issuing a device that tracks your driving habits for 90 days. After that period see a discount on your policy of up to 30% and you’re helping to keep everyone on the road that much safer: it’s a win win for everyone and it’s completely free to join.
Get Started Today
If you’d like to learn more about what benefits we can provide with your auto insurance or any other kind of insurance, contact Willoughby Insurance of Buffalo, NY today so we can help you find the right coverage specifically for you.